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  1. An early decision you must make is how you want to access to the stock market.
    If you want to be a passive trader and leave the management to an industry professional, mutual funds are
    good options that provide automatic portfolio diversficiation.
    If you are more of a do-it-yourselfer, then picking and trading your own stocks is possible too.
    Splitting your investment between both is a choice that some
    do as well.
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    I Break For free penny stock picks

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